evaluate-purchase-details skip-letter-of-intent purchase-made register-purchase-details needs-review Gateway_04yit4m Gateway_035sr4p loan-offer offer-accepted process-end-event start-event loanpurpose produce-proof-of-finance-letter Gateway_1ggjj1b proof-of-finance-expired-timer finansieringsbevis-terminate-end send-letter-of-intent letter-of-intent-gateway automatic-check-letter-of-intent bypass-letter-of-intent check-letter-of-intent got-letter-of-intent Gateway_145k34i Gateway_1ik4meq Gateway_1do3azi get-settlement user-rejected-offer ## Start Offer Process Initiates the loan offer generation and management workflow. - Input: Approved credit decision with loan terms - Trigger: Credit decision completion event - Outcome: Begins loan purpose evaluation and offer creation Flow_1cbhztn ## Loan Purpose Decision Routes the offer process based on the purpose of the loan. - Input: Loan application data indicating purpose (purchase vs refinance) - Decision logic: Purchase requires proof of finance, refinance proceeds directly - Outcome: Directs to appropriate workflow based on loan purpose Flow_1cbhztn loanpurpose-refinans loanpurpose-purchase ## Produce Proof of Finance Letter Generates official proof of financing letter for property purchase transactions. - Input: Approved loan terms and conditions for purchase - System generation: Formal proof of finance document with validity period - Outcome: Proof of finance letter ready for customer and seller use loanpurpose-purchase Flow_0qhfv7a ## Proof of Finance Response Gateway Waits for either purchase completion or proof of finance expiration. - Input: Active proof of finance letter with expiration timer - Event-based choice: Customer purchase completion or letter expiration - Outcome: Either proceeds with purchase registration or terminates due to expiration Flow_0qhfv7a Flow_0ep2for Flow_0kr2jzg ## Purchase Made Event Captures notification that customer has completed property purchase. - Input: Customer notification of completed property purchase - Message event: Receives purchase completion confirmation - Outcome: Triggers settlement data retrieval and purchase registration Flow_0kr2jzg Flow_1cbpnl0 ## Proof of Finance Expiration Captures expiration of proof of finance letter after validity period. - Input: Timer based on proof of finance letter validity period - Timer event: 1-day duration for proof of finance validity - Outcome: Terminates offer process due to expired financing proof Flow_0ep2for Flow_1jo2wb1 P1D ## Proof of Finance Expired Termination Terminates the offer process when proof of finance letter expires. - Input: Expiration timeout from proof of finance validity period - Escalation event: Signals proof of finance expiration to parent process - Outcome: Offer process ends due to expired financing documentation Flow_1jo2wb1 ${__gateway_outgoing_path == "needs-review-yes"} ${__gateway_outgoing_path == "loanpurpose-refinans"} ${__gateway_outgoing_path == "loanpurpose-purchase"} ${__gateway_outgoing_path == "needs-review-no"} ${__gateway_outgoing_path == "got-letter-of-intent-no"} ${__gateway_outgoing_path == "got-letter-of-intent-yes"} ${__gateway_outgoing_path == "skip-letter-of-intent-no"} ${__gateway_outgoing_path == "skip-letter-of-intent-yes"} ## Evaluate Purchase Details Caseworker manually reviews and validates property purchase details. - Input: Purchase details requiring manual review and verification - Performer: Caseworker with property evaluation expertise - Outcome: Approved purchase details or request for letter of intent bypass needs-review-yes Flow_02eshds ## Register Purchase Details Customer provides detailed information about the completed property purchase. - Input: Settlement information and property purchase documentation - Performer: Customer/Stakeholder - Outcome: Complete purchase details registered for review and processing Flow_0gitz1r Flow_1f4jck0 ## Purchase Details Review Decision Determines if registered purchase details require manual caseworker review. - Input: Registered purchase details and validation results - Decision logic: Complex or unusual purchases require manual review - Outcome: Either proceeds to letter of intent or requires caseworker evaluation Flow_1f4jck0 needs-review-no needs-review-yes ## Send Letter of Intent Transmits letter of intent to property seller for purchase confirmation. - Input: Validated purchase details and loan approval information - System processing: Generates and sends letter of intent to seller - Outcome: Letter of intent sent, awaiting seller confirmation or timeout Flow_0t2ylvg Flow_12m4zj4 ## Letter of Intent Response Gateway Waits for either automatic check timing or bypass instruction for letter of intent. - Input: Sent letter of intent awaiting response or processing - Event-based choice: Automatic check timer or manual bypass message - Outcome: Either checks for letter response or bypasses requirement Flow_1i1n0ed Flow_1973uoq Flow_1auxm44 ## Automatic Letter of Intent Check Triggers automatic check for letter of intent response after waiting period. - Input: Timer event after letter of intent is sent - Timer event: Configured waiting period for seller response - Outcome: Initiates automated check for letter of intent confirmation Flow_1973uoq Flow_0poisyt ${__timerDate_automatic_check_letter_of_intent} ## Bypass Letter of Intent Captures instruction to bypass letter of intent requirement. - Input: Manual instruction to skip letter of intent process - Message event: Receives bypass instruction from system or user - Outcome: Skips letter of intent verification and proceeds to offer Flow_1auxm44 Flow_0lek342 ## Check Letter of Intent Automatically verifies if letter of intent has been received and confirmed. - Input: Timer-triggered check for letter of intent response - System verification: Checks for seller confirmation of purchase intent - Outcome: Determination of whether letter of intent was received Flow_0poisyt Flow_1psdgd2 ## Letter of Intent Received Decision Determines if letter of intent was successfully received from seller. - Input: Results from letter of intent verification check - Decision logic: Yes if received, No if not received or expired - Outcome: Either proceeds with confirmed intent or retries letter process Flow_1psdgd2 got-letter-of-intent-no got-letter-of-intent-yes Flow_12m4zj4 got-letter-of-intent-no Flow_1i1n0ed loanpurpose-refinans Flow_0b48fwg Flow_043dps5 Flow_0lek342 got-letter-of-intent-yes Flow_0b48fwg needs-review-no skip-letter-of-intent-no Flow_0t2ylvg ## Skip Letter of Intent Decision Caseworker decides whether to bypass letter of intent requirement. - Input: Purchase details evaluation results from caseworker review - Decision logic: Skip if purchase is straightforward, proceed if complex - Outcome: Either bypasses letter process or continues with letter requirement Flow_02eshds skip-letter-of-intent-no skip-letter-of-intent-yes Flow_043dps5 skip-letter-of-intent-yes Flow_1tn7o8b ## Evaluate Loan Offer Customer reviews and decides on the presented loan offer. - Input: Complete loan offer with terms, conditions, and interest rates - Performer: Customer/Stakeholder - Outcome: Customer decision to accept or reject the loan offer Flow_1tn7o8b Flow_1i0ni7r ## Get Settlement Information Retrieves settlement and purchase details from completed property transaction. - Input: Purchase completion notification and transaction references - System retrieval: Settlement data from property transaction systems - Outcome: Complete settlement information for purchase registration Flow_1cbpnl0 Flow_0gitz1r Flow_1i0ni7r offer-accepted-yes offer-accepted-no ${__gateway_outgoing_path == "offer-accepted-no"} offer-accepted-no ## Offer Process Completion Completes the offer process with customer's final decision on loan offer. - Input: Customer decision on loan offer (accepted or rejected) - Process completion: All offer-related activities finalized - Outcome: Offer process ends with customer's binding decision offer-accepted-yes