start-event resolve-tier needs-additional-review Gateway_1755hl0 process-end-event tier-review agreed-with-recommendation event-re-evaluation ## Credit Decision Process Start Initiates the credit decision process for a new loan application that requires human review beyond what the advisor can approve alone. Flow_start_to_resolve ## Resolve Tier Calls the `evaluate-approval-level` DMN to determine which approval tier (if any) must review the case next, given recomendation, caseworkerRole, lastReviewer, mitaScore, loanAmount, systemHits and reviewResult. Writes `state.nextApprover` and `state.recomendation`. Flow_15vqqi4 Flow_resolve_to_gateway ## Tier review A single user task whose permissions are role-driven by `state.nextApprover`. The caseworker is shown the system recommendation (APPROVAL or REJECTION) and chooses whether they AGREE or DISAGREE. needs-additional-review-yes Flow_review_to_outcome ## Needs additional review? Routes after Resolve tier: - `needs-additional-review-no`: nextApprover empty, OR a tier was returned but recomendation is REJECTION (case is heading to rejection) - `needs-additional-review-yes`: nextApprover set and recomendation is APPROVAL — loop the case through the next tier reviewer Flow_resolve_to_gateway needs-additional-review-no needs-additional-review-yes Flow_start_to_resolve agreed-with-recommendation-yes Flow_15vqqi4 ${__gateway_outgoing_path == "needs-additional-review-yes"} ${__gateway_outgoing_path == "needs-additional-review-no"} ${__gateway_outgoing_path == "agreed-with-recommendation-yes"} ${__gateway_outgoing_path == "agreed-with-recommendation-no"} ## Credit Decision Process Complete End of the credit decision sub-process. Parent's `credit-decision-result` gateway distinguishes accepted vs rejected from `state.decisions`. needs-additional-review-no ## Agree with recommendation? Routes based on the latest TIER_REVIEW HumanDecision in `state.decisions`: - `agreed-with-recommendation-yes`: caseworker AGREEs with the recommendation, loop back to Resolve tier - `agreed-with-recommendation-no`: caseworker DISAGREEs, escalate via the re-evaluation event Flow_review_to_outcome agreed-with-recommendation-yes agreed-with-recommendation-no agreed-with-recommendation-no